Frequently Asked Questions about Metabank Credit Cards

Here are the answers to some of the most commonly asked questions about Metabank credit cards.

Who is Metabank?

Metabank began as a small-town bank in Storm Lake, IA that has grown to a major corporation with almost a billion dollars in assets. Metabank offers banking services for businesses and consumers, including loans, investment plans, and credit cards.

How are Metabank credit cards different?

Metabank began with a customer-service oriented, small-town approach that has stuck with them through the years. They put their customers first and try to design their products around your needs. Nowhere is this more evident than with their credit card selection. No matter what you need from your card, you will find a match in Metabank credit cards.

What kinds of credit cards does Metabank offer?

Metabank offers quite a few types of cards. They offer cash-back cards, rewards cards, basic cards, platinum cards, and even prepaid cards. All of these cards come with competitive terms and no annual fees, provided you use your card at least four times per year.

What is an APR?

APR stands for the annual percentage rate, or interest rate, you will be charged for the convenience of having credit. As with most credit cards, Metabank cards may come with several different APR's, like balance transfer APR's, purchase APR's, default APR's, cash advance APR's, etc. Make sure you know what your card's APR's are and in what situations they apply.

Can I still get Metabank credit cards if I have bad credit?

You don't necessarily have to have perfect credit to qualify for some Metabank credit cards. However, if you have poor or limited credit history, you might look into prepaid Metabank credit cards.

Do Metabank credit cards charge annual fees?

No, none of the cards Metabank offers charge an annual fee. You do have to use your card at least four times per year for the fee to be waived, though.

Will I be able to access my account online?

Absolutely. You can review your credit card activity, make payments, and check your balance on Metabank's website.